You Went To School To Prepare For Your Career, Now It's Time To Prepare For Your Retirement.

What does it take to retire? How much money do you need? Where does Social Security fit and how can I find out what's the best way to take Social Security for maximum results (over 80 scenarios.)

How can I retire early? What are the real numbers that a person needs to have to retire? Discover the answers to these questions and more.

Join Todd Schneider, MBA, founder of Schneider Wealth Management, who will be teaching an informative and educational workshop for adults ages 50-70 at the Carroll High School. During this special event you'll learn what it takes to retire and stay retired in today's economy.

Discover the real figures that a person will need in order to retire. Discover how to make the most of your life savings. Discover the way you can provide yourself with the security and peace of mind you deserve.

Course Topics Include:

1

Income planning
in retirement

2

Maximize your
benefits & savings

Learn how to determine the amount of money you need to retire in today's volatile economy. Discover 11 techniques for reducing your tax liability (this year!) and ways to increase Social Security benefits.
3

Protect. Grow
Enjoy.

4

Personal
Tutoring Available

Learn safe strategies for protecting and growing your retirement nest egg from market volatile. Todd will be available to students of this course for a complimentary financial consultation to help you create your own retirement income plan.
Register for This Educational Course
"Retirement Planning Today"

Carroll High School

Register Today For This
Limited Seating Course

Discover how to:

- Create true financial security.
- Build a retirement designed to last.
- Avoid market losses while capturing gains

Register Today, Seating Limited.


Yes, My Spouse Will Be Attending
Thursday, October 19th & 26th at 6:30pm
Wednesday, October 25th & November 1st at 6:30pm

Register by phone 24/7: (817) 329-1855
Advance registration is required. Tuition payment of $49 is required in full before classes start.

Carroll High School
800 North White Chapel Blvd. | Southlake, TX 76092
Thursdays
October 19th & 26th
from 6:30 to 9:30pm

OR

Wednesdays
October 25th & November 1st
from 6:30 to 9:30pm

OR

(817) 329-1855

Your $49 Tuition Includes:

Course Textbook

This course includes a 225-page textbook. It helps you follow along with the presentation and is yours to keep.

The examples, illustrations and checklists in your book make it easy to understand the concepts discussed in class, it provides a step-by-step process to apply what you learn and serves as a convenient reference tool after the course is completed.

Optional Consultation

If your questions are personal or relate to specific financial products, you may arrange to meet privately with your instructor after the course is complete.This consultation is complimentary for class attendees but is not required.

Practical Information You Can Apply

Now that you're retired, your financial decisions are more important than ever. With so many ways to locate financial information, you must choose the method that's right for you.

The information in magazines, newspapers and the internet can be conflicting or biased and no one is available to answer your questions.

Retirement Planning Today blends life planning activities with time-tested financial strategies to help you make the most of your retirement.

This comprehensive course is instructed by a qualified financial professional who can answer your questions and relate course material to real life examples.

ABOUT YOUR INSTRUCTOR: Todd Schneider, MBA
Investment Advisor Representative
Founder of Schneider Wealth Management

Todd specializes in building custom tailored retirement plans that are designed to protect client assets from market volatility, minimize tax liability and maximize multi-generational wealth transfer.

Todd's holistic approach to upholding a "gain and retain" philosophy has enabled Todd to help protect and preserve the retirement assets of hundreds of clients throughout the United States.

To Todd conservative wealth management is the only way to combat this new market volatility. Upon completion of Todd's undergraduate degree at Texas A&M he was Fast-tracked through management at Zale Corporation while he obtained his MBA in Finance from the University of Texas at Arlington, with distinguished honors.Todd was also selected as a Master Elite Advisor with Ed Slott and Company. The Ed Slott Master Elite Advisor designation is exclusive to a group of 278 financial advisors out of over 300,000 advisors nationally. These advisors are dedicated to be leaders in the IRA industry.

Todd publishes a weekly financial column, you can read his column online at Schneider-Wealth.com.

Register for This Educational Course
"Retirement Planning Today"
(817) 329-1855
It takes more
than money
to live a
"rich life."
Consider how
you would
like to spend
your time
and money
during
retirement.
Learn 11
Strategies To
Save Money
On This Year's
Taxes!
Most people
must make
crucial
decisions
about their
retirement
plans when
they retire.
In many
cases, these
decisions
cannot be
reversed.

Course Objectives:

Section 1 - Life Planning In Retirement

Learn how to fill your days with activities you enjoy and that give meaning to your retirement years. What do you like to do? Do you need help meeting new people? Do you need to make money? Are you interested in volunteering?
The non-financial aspects of planning our retirement years are often overlooked. Rejuvenate your retirement with quick, individual exercises that introduce activities such as hobbies, sports, crafts, social networking, travel, employment, business ventures, lifelong learning and volunteering. This in-depth section provides insight, entertainment and inspirations, and is a favorite of many attendees.

Section 2 - Retirement Needs & Expenses

What are your retirement expectations? According to the Employee Benefit Research Institute1, 51% of workers are very or somewhat confident they will have enough money to “live comfortably” throughout retirement. However, only 46% had actually tried to calculate how much they will need to save!
This course contains exercises to help you determine how much money you will need to retire in the future. If you are quickly approaching retirement, we examine whether you can retire today based on the annual income you desire.

Section 3 - Retirement Roadblocks & Mistakes

In this section, we identify the 10 biggest retirement planning mistakes and how to avoid them. The highlight of this section is 11 strategies for saving money on this year’s taxes.

Section 4 - Retirement Income Sources

This section investigates the many ways to save for retirement and discusses the advantages and disadvantages of each. You learn whether you should convert your IRA to a Roth IRA, and if so, whether it is to your advantage to make the conversion over one or multiple years. Finally, we look at employer-sponsored retirement plans and Social Security benefits to examine important choices you must make.

Section 5 - Retirement Plan Distributions

This expanded section addresses the crucial decisions people must make about their retirement plans when they actually retire. In most cases, these decisions cannot be reversed. We discuss strategies that allow you to take money out of your retirement plans while maintaining financial flexibility during retirement. Above all, we compare retirement plan distribution choices to help you make an informed decision. You also learn strategies to minimize taxes on your retirement income and avoid tax penalties of up to 50%. Finally, we explain rules for early access to your retirement funds.

Section 6 - Investments

Due to market volatility over the last decade, this section focuses on ways to manage investment risk and the six most important considerations to understand before you invest.
This course helps you evaluate your risk tolerance and how you feel about money. We discuss the importance of aligning your investment behavior with your attitudes, risk tolerance and goals. Since taxes may be your largest investment expense, special emphasis is placed on maximizing the tax-efficiency of your investment returns.

Section 7 - Risk Management and Asset Protection

This section addresses strategies designed to protect you from a large financial loss prior to or during retirement. You learn what questions to ask before buying insurance coverage. We investigate many aspects of long-term health care including: the chances you will need it, how much it can cost, who should purchase insurance and alternatives to purchasing coverage. We also compare the different types of life insurance and discuss how to select coverage so you and your family can make an informed decision.
Section 8 - Estate Planning
Estate planning can be one of the most complicated aspects of financial planning. This section makes estate planning easy to understand.
Estate planning isn’t just about money and includes much more than planning for your death. It involves personal decisions that affect you, your family and loved ones even while you are still living. As a result of recent tax law changes, estate planning is a moving target. We discuss how to plan for today and for your future.
You learn strategies and techniques to minimize or eliminate income, gift and estate taxes, expenses, delays, legal challenges and a shortage of liquid assets following your death. We also address the best way to hold joint ownership of property (or other assets) based on your situation.
Discover
more about
planning a
secure
retirement
than most
people learn
in a lifetime.

Classroom Instruction

Retirement Planning Today is both entertaining and informative. Classroom sessions are instructed by a qualified financial professional who enhances the presentation with stories of real-life experiences. Attendees enjoy the interactive lecture taught by an industry expert in a format where participation and questions are encouraged, but not required.

Objective Information

Unlike financial seminars that focus on a specific topic, this comprehensive course helps you see the "big picture." It examines many aspects of personal finance and how they can work together to create an integrated retirement plan. This course is educational and non-commercial. No specific financial products are discussed or sold.

Carroll High School
800 North White Chapel Blvd. | Southlake, TX 76092
Thursdays
October 19th & 26th
from 6:30 to 9:30pm

OR

Wednesdays
October 25th & November 1st
from 6:30 to 9:30pm

OR

(817) 329-1855